Local Auto Insurance Agents in Blair, Fremont & Omaha, NE
A Two Part Coverage
This coverage has two parts. The first is the liability section of the policy. It covers your financial responsibility for injuring others and a limited form of this coverage is required by most states. There is also coverage available for you responsive to accidents
involving uninsured or under-insured drivers, which includes hit-and-run situations.
The second part covers physical damage to the car itself.
Comprehensive Auto Coverage
Comprehensive coverage reimburses losses from fire, theft or other perils. Collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks. Utilizing high deductibles on the physical damage coverage’s can help reduce premiums. Many policies have optional coverage’s such as medical, rental car reimbursement, and towing are a few of the major ones.
Umbrella Policies
We do recommend an umbrella policy for anyone who has a auto and a homeowners or renter’s policy. An Umbrella policy offer inexpensive “peace of mind” for most types of negligence claims. Automobile accidents are probably the most common source of serious claims. This policy supplements your basic automobile and homeowners/renters liability with extra million-dollar layers of protection.
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